Quality, cost-effective legal solutions for your business

We provide senior level experience with cost effective solutions. Our legal services can be provided as virtual consultations or virtual secondments, ranging from advisory (one-off or ongoing), project or regulatory compliance, to in-house training. 

The Kho Legal approach is to focus on your business, understand your needs and partner with you from design and development through to implementation. Our experience in managing different business drivers, operational and technology parameters and a variety of Agile projects means we can adapt quickly to your situation and function as a reliable extension of your existing team. We are passionate about helping others to build sustainable teams via collaboration and cross-discipline knowledge sharing. 

Our areas of service are:

  • Banking & financial services

  • Digital banking

  • Australian Consumer Law


  • Commercial law

  • Corporate governance

Regina Kho

Founder & Principal

An experienced lawyer with more than 15 years' experience advising top-tier clients in the financial services and banking sectors, across the spectrum of top-tier private practice and domestic and international in-house roles at Citibank, Standard Chartered Private Bank, Westpac Banking Corporation and St.George Bank, and most recently, AMP Financial Advice.

Regina specialises in Chapter 7 Corporations Act financial products and financial product advice, secured and unsecured consumer finance, privacy and data protection, with a keen interest in digital banking and technology.

Some examples include:

  • Future of Financial Advice, including on licensees and adviser obligations, conflicted remuneration, financial advice frameworks

  • Advice throughout product life cycle, from product design, to marketing and advertising, to issuance and distribution (digital, call centre and in-branch) and through to end-delivery and customer servicing

  • Regulatory compliance including managing regulator and customer complaints and advising on remediation solutions

  • Digital banking platforms including internet, mobile and wearables technology

  • Electronic/paperless statements and documentation

  • Data-driven customer marketing and social media advertising


Let's get to know each other

Give us a call to discuss the ways we can help support your team.



KHO LEGAL PTY LIMITED (ACN 617 513 630) is an Incorporated Legal Practice established under the Legal Profession Act 2004 (NSW). Liability limited by a scheme approved under Professional Standards Legislation. Regina Kho is a solicitor member of the Law Society of New South Wales scheme.